Products

Svyaznoy Bank offers services to both the private individuals and
corporate clients providing full range of banking products.

The main products for the corporate clients
are as follows:

Payroll projects

which will reinforce staff loyalty appreciably and improve the company’s image, as well as corporate banking cards which are safer and better to pay with than cash.

Lending

The Bank’s experts will help you to select the right credit product which will fully meet the requirements of your business. In order to achieve the best result and comfortable terms for you the Bank offers several types of crediting:

  • Commercial loan – a single credit for a fixed term and with a fixed interest rate.
  • Credit facility – setting a credit limit for a company for a certain period within which the company may promptly receive one-off credits.

Overdraft or crediting a settlement account within the fixed limit which is used when there are no enough own cash funds on the settlement account.

To meet maximum requirements of the clients the Bank offers:

  • Lending with Floating rates.
  • Unsecured loans against cash collection.
  • Factoring finance.
  • International trade finance operations.

Cash and settlement services

A wide range of payment services meets the requirements of not only big, but also small companies, as well as individual entrepreneurs. The Bank offers to its clients the Bank-Client system which makes it possible to manage the account directly from the office.

Deposits

To manage available cash assets conveniently the Bank offers high yield deposits in foreign currencies for any period. If large amounts are deposited the interest rate and other deposit details are fixed on an individual basis. Owing to the advanced remote service technologies you will be able to promptly place available cash assets of the company without leaving the office. You can also choose whether to keep the money as a deposit or in the form of a minimum balance on the settlement account. The interest income on the minimum balance is comparable with the money deposit.

Merchant Acquiring

at flexible rates which allows trade or service enterprises to receive banking cards as payment for the goods and services. The Bank provides a wide assortment of terminal equipment that meets all the requirements of international payment systems, consumables and advertising materials, free maintenance and free collection of slips, as well as free personnel training in the bank card servicing rules.

Trade financing

The Svyaznoy Bank offers the following products and services to its clients in the sphere of trade financing and international payments:

  • Advance payment/Bank transfer
  • Documentary Letters of Credit
  • Letters of Guarantees/Bonds
  • Documentary Collection

We understand the challenges and opportunities client business faces. Depending on the client requirements, the Bank helps to minimize risks and provide them with required financing.